Museum Insurance

Together with a full range of cover for your general assets and liabilities, we are able to provide cover for your exhibits, fine arts and collections.

These can be insured on either a market or agreed value basis.  Jewellery items can be insured at their market value rather than on a modern replacement basis

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We understand that wide cover is key to ensure your income is protected, which is why we will only ever suggest policies which are completely appropriate for you. Each property owner we help has different needs so we’ll ensure you get the right cover at a competitive price quickly and easily.

Insuring Exhibits

We will require you to submit a copy of any valuation or other listing of items.  These include items comprising of:  paintings, prints, drawings, antiquarian books, manuscripts, antique furniture, rugs, tapestries, mirrors, mirror paintings, non-fragile sculptures and bronzes, ceramics, glass, brittle items, clocks, barometers, gold, silver and plate, coins, stamps and medals.  Other items can be specified as well as an amount for unspecified exhibits.

Loaned Exhibits and Items Away from the Main Collection

Cover is available for items away from your premises for a temporary period including an amount for items in unattended vehicles subject to policy conditions regarding vehicle locking and storage.

If you are loaning exhibits, then you should seek the written approval of the owner in order to gain the benefit of policy cover. Where items have been loaned to you, you should seek to document the arrangement in a Loan Agreement to include the loan value and to avoid unfortunate situations should a loss arise.

Attention to detail

Visitor numbers is an influence on the amount you pay for liability insurance so we are keen to understand the level of activity and any special events which you may run.