Charity Public Liability Insurance
Our insurance brokers are experts at advising charities and arranging charity public liability insurance.
Each charity we help has different needs. We’ll ensure you get the right cover quickly & easily.
Get a Public Liability Insurance Quote »
or Call us on 020 8651 7420
- Get free advice & a no obligation quote over the phone
- No proposal forms to fill in
- Varying limits of public liability cover available, from £1 to £10 million
- Optional covers available so your group has the insurance you need
- Affordable policies (from £6/month for £1,000,000 of cover)
What Our Clients Say
Our charity public liability insurance packages are designed to provide public liability and other optional covers for the activities of charities and non-profit organisations, whether at owned or rented premises, or away from them.
If you need help determining the amount of charity public liability insurance cover you require, please contact us on 020 8651 7420. Our specialist team of advisers are here to help you from a simple question to advice on a more complex range of covers.
Get a Public Liability Insurance Quote
or Call us on 020 8651 7420
Your questions answered
What happens if you have no public liability insurance?
If you have no public liability insurance, it means that you bear that liability and, therefore, will pay any claims made against you for third-party property damage or injury as well as incur any legal costs out of your own resources.
Is it a legal requirement to have public liability insurance?
Are UK registered charities required to have public liability insurance?
No, it is not, though many choose to transfer the risks of third-party injuries or property damage through insurance as the cost of compensation claims and legal action would be far beyond a small organisation or group's means.
Why do I need public liability insurance?
It's not compulsory to have a public liability insurance policy. However, the risk is severe, which means there would be a high cost to cover for claims payouts; therefore, the risk is transferred through insurance to pay a much smaller amount. Public liability insurance covers third-party injury and damage to third-party property.
How much public liability insurance do you need?
It depends on the risk exposure, the types of activities carried out, the size of your organisation, and third-party premises you may use. However, a limit should be based on what a compensation claim would cost to settle. Levels of cover available are £1m, £2m, £5m and £10m.
Does public liability insurance cover employees?
Not exactly. Employers liability policies are taken out to cover employees because it is a legal requirement, something the Charities Commission. Public liability covers third party property damage and injury to third parties. Sometimes insurers package different liability policies together for a particular customer profile. We understand the uniqueness of our customers, so we help you choose the right policies; therefore, you only pay for the cover you need.