Trustee Indemnity Insurance
Our insurance brokers are experts at advising charities and arranging charity trustee indemnity insurance.
This insurance is specifically designed to cover the management risks incurred by charities and their trustees. Each charity we help has different needs. We’ll ensure you get the right cover quickly and easily.
Get a Trustee Indemnity Insurance Quote »
Or Call Us on 020 8651 7420
- Get free advice & a no obligation quote over the phone
- No proposal forms to fill in
- Varying limits of trustee indemnity insurance available, from £100,000 to £10 million
- Optional covers available so your group has the insurance you need
- Affordable policies (from £7.50/month for £100,000 of cover)
Our charity trustee indemnity insurance packages are designed to cover your Trustees against claims for wrongful acts. Wrongful Acts include actual or alleged acts (including breach of duty or trust) and the policy is designed to pay for and defend these actions.
Cover can be extended to include professional indemnity insurance for services you provide and fidelity guarantee insurance (cover for fraud or dishonesty by employees or volunteers).
What Our Clients Say
Get Your Trustee Indemnity Insurance Quote >>
Or Call Us on 020 8651 7420
If you need help determining whether you need trustee indemnity insurance, please contact us on 020 8651 7420. Our specialist team of advisers are here to help you from a simple question to advice on a more complex range of covers.
Your questions answered
Should a trustee have insurance?
Do charities trustees need trustee indemnity insurance?
Much like other common covers, trustee indemnity is not compulsory but is taken out to insure against claims and legal action made against a charity or individual for the negligence or breach of duty from trustees and officers even if there were no illicit intentions.
Are charity trustees financially liable?
Can trustees be held personally liable?
Does a charity have limited liability?
What are charities liable for?
A common misconception is that trustees, directors and key decision makers are not individually liable. A company or charity with limited liability only refers to the liabilities of debts. Therefore, financial claims or legal action could be taken against an individual in a position of trust if there is suspected wrongful acts, errors, breach of duty or negligence. Insurance is handy when protecting your charity from these sorts of claims but doesn’t cover everything. For example, to protect against fraud and theft by trustees a fidelity guarantee policy should be taken out, and trustee indemnity cover does not insure against poor commercial decision making. You can read more about trustee indemnity in this guide. Our advisers can also help identify which policies would be best for your organisation.