Food Bank Insurance
Our friendly team can arrange insurance for food banks.
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As a food bank, you will need to manage risks such as property damage, liabilities, and potential accidents, ensuring the continuation of your community service. We’ll ensure you get the right insurance cover quickly and easily.
- Your policy can include:
- – Public liability insurance – covers your food bank if a volunteer, service user, or visitor is injured, or if property is damaged while under your care.
- – Employers’ liability insurance – a legal requirement if you have employees and advisable if you have volunteers, protecting you if someone is injured while working for your organisation.
- – Contents and stock cover – protection for food supplies, shelving, fridges, and other essential equipment against theft, fire, or accidental damage.
- – Buildings insurance – cover for your premises or warehouse against fire, flood, vandalism, or other insured events.
- – Money and donations cover – protection for cash donations or petty cash held on site or in transit.
- – Business interruption cover – provides financial support if your operations are disrupted due to an insured event, such as a fire or flood.
- – Trustee and management liability – protects trustees and senior volunteers against claims of mismanagement or breach of duty.
- Every policy will be tailored to reflect your size, setup, and activities.
Access Insurance are trusted advisers to over 18,000 charities and community organisations, including foodbanks, housing associations, churches, hostels and day centres. We help you get properly protected whilst only paying for the cover you need.
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What Our Clients Say
Prompt, efficient and met our needs.
From start to finish they were very helpful and were there to give advice. Friendly we would highly recommend.
Professional organisation that supported us with a client led insurance service.
Really helpful in getting the right type of cover.
Quick and helpful. Took the time to understand our business.
If you need help understanding the risks you face and the types of insurance cover you require, please contact us on 0333 344 7420. Our specialist team of advisers are here to help you from a simple question to advice on a more complex range of covers.
FAQs
Insurance helps protect your organisation against the financial, legal and reputational risks that can follow accidents, damage, or other claims. It also demonstrates good governance and is often required by landlords, funders, and local authorities.
As a charity-specialist, we advise that volunteers are treated in the same way as employees for insurance purposes, so they’re covered under employers’ liability and public liability insurance.
Yes. Stock and equipment such as shelving, fridges, and freezers can be insured against fire, theft, and accidental damage, even if the items were donated.
The policy we build with you can include cover for multiple premises, collection points, or mobile distribution services, ensuring your activities are protected wherever they take place.
The cost depends on a variety of factors such as the size of your operations, number of volunteers, and the types of cover you need. The policy we design with you, will be tailored to your needs, so you only pay for cover you need.