Our church insurance brokers are experts at advising and arranging cover for churches.
Our experience and involvement with churches, fellowships and connected groups puts us in an ideal position to provide advice and assistance on arranging suitable church insurance. It’s important that a policy properly protects your church and the work you do.
We’ll help you to put in place the insurance you need. Church insurance policies include liability cover for your staff, volunteers and the public with options to insure buildings, contents, equipment and money as needed. We also regularly arrange minibus insurance for churches.
We obtain quotations from all the specialist church insurance companies. Find out more about how we work with our clients to ensure they are properly protected.
What Our Clients Say
...they provided a competitive quote and were courteous, friendly and professional in dealing with our enquiry ...on the basis of our experience so far would recommend them to others.King’s Church
A superb service. Our broker answered every question we asked and went out of her way to ensure we had everything we required in the new policy. Witard Road Baptist Church
With Access, we didn’t have to explain New Frontiers, they knew from day one the kind of operation we are and our values. We had confidence they understood us.New Life Church
Their knowledge of our context was excellent, their speed of service was superb and their personal manner was brilliant.Church in Colchester
Building Your Church Insurance Policy
Standard Cover:
Telephone Helplines 24/365 response. Emergencies, legal advice and counselling.
Buildings and Contents for loss or damage to property. The property can be covered for a wide range of events and can include accidental damage.
Sums insured are index-linked to keep in line with inflation.
Buildings cover includes:
Accidental breakage to fixed glass and sanitary fittings;
Stained glass to £10,000 as standard. Higher limits available;
Damage to grounds caused by the Emergency Services up to £10,000;
JCT Minor Building Works Clause 6.3B to £100,000 contract price;
Theft of external metalwork to £25,000 as standard, but higher limits are available;
Bequeathed property to £100,000.
Contents cover also includes:
Frozen foods £1,000;
Fund raising events £5,000 for property at exhibitions;
Lock replacement £1,000 following theft of keys;
Members’ and visitors’ effects £500 per person;
Office equipment belonging to employees £5,000;
Ministers’ and Pastors’ books £2,500.
Loss of Income and additional expenditure following insured damage £25,000.
Money at the home of a church official or in transit up to £3,500 (increased to £7,000 on up to three special occasions). Also, loss by dishonesty of church officials to £10,000.
Personal Accident Cover for church workers accidentally injured while engaged in authorised church activities £10,000.
Employers Liability for injury to employees and voluntary workers – limit £10,000,000.
Public and Property Owners Liability for injury to the public or damage to their property - limit £5,000,000.
Products Liability for goods sold or supplied - limit £5,000,000.
Trustees Indemnity for wrongful acts or breach of duty or trust - limit £100,000.
Publishers’ Indemnity for libel, slander, infringement of trademark etc. arising from official church publications -limit £100,000.
Pastoral Care for negligence in rendering pastoral care - limit £5,000,000 for injury to the public or damage to their property (£100,000 for financial loss).
Legal Expenses Protection for legal costs and expenses £100,000. Employment compensation awards up to £1,000,000.
Optional Cover:
All Risks Section Covers property such as laptops, projectors, cameras away from the premises.
Child Care Activities after school care, nursery schools, playgroups controlled and managed by the church.
Electrical and Mechanical Plant or Heating Installation
Sudden and unforeseen damage.
Also available:
Long Term Agreement Discounts (3 or 5 Years);
Access Insurance has an average rating of 4.9 stars based on 113 customer reviews at feefo
