Minibus Insurance

Our insurance brokers advise and arrange cover for charity, community and scout group minibuses, including those with alterations or modifications.

Our aim is to find you a cost-effective minibus insurance policy for your needs.  Some of the insurers we have access to offer a £0 excess option with no compulsory excess. There is also a possibility of protecting your no-claims bonus if you have over three years of no-claims experience.

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Our team specialises in Minibus Insurance for Youth Clubs, Charities, Churches, Community Organisations, Scout Groups and Schools, so please click or call to take advantage of our experience, expertise, service and access to special schemes.

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Our Minibus Insurance Service

As specialists, we work with insurers who are able to offer specially negotiated minibus insurance policies designed to meet your individual needs to protect your minibus and cover your liabilities.

Minibuses owned by charities, community groups, care organisations, schools and scout groups can all be covered. Use of your minibus by other groups can be noted on your certificate to ensure that the correct Road Traffic Act cover is in place: please be sure to tell us of use by others who are not part of your organisation.

Whether you are purchasing a new minibus, have an older minibus or a modified minibus, you will need the best protection available at the best price whilst maximising the benefits. We are able to arrange Comprehensive and Third Party Fire and Theft cover to protect your vehicle and liabilities to third parties. 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 and 17 seater minibuses can be covered and executive minibuses.

Usually we are able to negotiate the following benefits as standard for our policyholders:

  • Free accident and breakdown service in UK worth up to £150
  • Home start minibus cover
  • Windscreen breakage including optional cover on some Third Party Fire and Theft policies
  • New vehicle replacement
  • Free legal services and advice
  • Up to 40% introductory discount on new insurances (subject to status)
  • No claims bonus up to 65%
  • European cover extension
  • Any driver (may be subject to age limitation)
  • Protected No claims bonus on higher bonus levels
  • Monthly instalments
  • Free emergency helpline plus much more…..


Age of Drivers and Excess can be key factors in determining premiums charged. If you can restrict driving to drivers over 25, or over 30 years of age, savings can be made. Where cover can be restricted to one or two named drivers over 30, considerable savings may be made. This needs to be weighed up against the convenience of an any driver policy.

Selecting a high voluntary excess may produce some premium saving. High value vehicles or those used for Public or Private Hire will in most cases attract a high excess automatically.

Managing the risk of operating a Minibus

Access Insurance have a downloadable 30 page Minibus Operator Handbook resource written by QBE Insurance, a leading supplier of minibus underwriting capacity throughout the UK. We insure minibuses for charities, non-profit organisations and churches with them.

The guide covers driving licences for minibuses; operators licences and permits including the limitations of Section 19 and 22 permits; driving your minibus abroad; EU and UK driving hour rules; tachographs; effective driving; speed limits; youth work and school minibuses; tail lifts; operational procedures; Safe operating and how to deal with an incident.

It’s important to manage risks and also to transfer them which of course is the underlying reason for insurance! Call our friendly and helpful team now on 020 8651 7420 for your individual or fleet minibus insurance.

Minibus Insurance Online Quote Request

Or Call Us on 020 8651 7420