After School Club Insurance
Running an after school club comes with plenty of responsibilities; from keeping children safe to protecting your staff, volunteers, and equipment. After school club insurance brings together the key types of cover you need to operate confidently and responsibly.
Your policy can include:
- – Public liability insurance – covers injury to children, parents, or visitors, and damage to third-party property during activities.
- – Employers’ liability insurance – required if you employ staff or use volunteers, covering accidents or injuries that happen while they’re working for the club.
- – Contents and equipment cover – protection for toys, sports kit, crafting materials, and other equipment used by your club, both on-site and when taken elsewhere.
- – Buildings insurance – cover for clubs that own or lease their premises, protecting against fire, flood, and accidental damage.
- – Money and fundraising cover – protects cash held on the premises or collected during events.
- – Event or trip insurance – cover for excursions, parties, and off-site activities.
Each policy is tailored to your club’s size, activities, and budget, ensuring you only pay for what you actually need.
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How can we help?
Out-of-school activities can be varied, from crafting and chess to basketball and everything in-between. It is an opportunity for kids to build new friendships, develop new skills, and explore their interests. This diversity means every club will be slightly different and carry a unique set of risks.
If you need help understanding the risks you face and the types of insurance cover you require, please contact us on 0333 344 7420. Our specialist team of advisers are here to help you from a simple question to advice on a more complex range of covers.
FAQs
Yes. Even if your club uses school facilities, you are still responsible for your own activities, staff, and equipment. The school may even ask you to have your own public liability insurance cover as a minimum. Your own policy ensures you’re properly covered.
They can be. Employers’ liability insurance protects anyone working under your direction, including unpaid volunteers, helpers, and sessional staff.
Your policy can include personal accident cover, providing financial support if a child or staff member is injured during an activity.
We can extend your policy to include off-site activities such as outings, sports tournaments, or seasonal parties.