How we can help your support or rehabilitation group
Support and rehabilitation groups offer a vital lifeline to people recovering from addiction. Whether you facilitate meetings for alcohol recovery, narcotics recovery, gambling addiction or other forms of dependency, your group provides a safe space for people who share similar experiences to support one another.
Most groups meet in hired premises such as church halls, community centres or local authority buildings. These venues often require the group to hold public liability insurance before they can use the facility. Insurance can also protect volunteer facilitators, committee members and the organisation itself if someone alleges that harm has been caused by your activities.
Our advisers understand the risks that come with peer support and recovery work. We help groups of all sizes, from small volunteer led meetings to larger structured services, arranging cover that reflects how your sessions, outreach and activities operate in practice.
Who this insurance is for
We support a wide range of addiction support and rehabilitation groups, including for example:
- Alcoholics Anonymous and similar alcohol recovery groups
- Narcotics Anonymous and drug recovery groups
- Gambling addiction support groups
- Eating disorder peer support groups
- Behavioural addiction peer groups
- Hybrid support and rehabilitation services offering both group meetings and one-to-one sessions
- Community organisations delivering addiction recovery as part of wider social support
Whether your group is volunteer led or part of a registered charity or network, we can advise on appropriate cover.
Why addiction support groups need insurance
Even in a supportive and carefully managed environment, risks will need to be managed and insured. Key issues include:
- Requirements from hired venues to provide public liability insurance
- Injury or property damage arising from meetings, activities or outreach
- Allegations made against volunteers, facilitators or committee members
- Incidents involving young people or vulnerable adults who attend your sessions
- Risks linked to one-to-one work, home visits or outreach activity
- Fundraising events that bring additional responsibilities and hazards
Insurance helps protect service users, volunteers and the organisation, providing peace of mind to trustees and coordinators that the group is covered if an incident should occur.
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What types of cover we can provide
Our expert advisers work with you to build policies that meet your needs. Cover for addiction support groups can include for example:
Public liability insurance
Essential for groups using hired premises. This covers claims for injury or third party property damage connected to your meetings or activities. We can recommend appropriate limits, particularly where vulnerable people attend.
Employers’ liability insurance
Required by law where you have paid staff. It also typically extends to volunteers, who are treated as unpaid employees by insurers.
Abuse cover
Important for organisations providing one-to-one sessions, home visits or other close support activities. This can help defend the organisation if allegations of abuse are made.
Trustee and management liability
To protect committee members or trustees against claims relating to negligence, errors or omissions in the running of the group.
Professional indemnity insurance
Relevant where you provide advice, guidance or structured recovery work that people rely on, or where you hold a contract to deliver support services.
Property and All Risks cover
For portable equipment such as laptops, tablets, phones or other items used in the running of the group.
Cyber insurance
Useful where you hold personal information or special category data about attendees, particularly if you manage these in an online environment. Cover can also be obtained for cyber crime as well as data liability.
Money cover
To protect cash held on site or handled by volunteers, especially during collections or events.
Additional covers can be added where relevant, depending on the nature of your service and the vulnerabilities of the people you support.
How our advisers support you
Our team has worked closely with many addiction support and rehabilitation groups. We:
- Explore how your support group operates so risks are properly understood
- Identify potential gaps relating to your risks, such as working with vulnerable service users, doing outreach work or one-to-one sessions
- Ensure your policy meets your duties and compliance requirements
- Provide jargon-free advice so you understand what is and what is not covered
- Approach suitable insurers to secure competitive terms for your group
Join support and rehabilitation groups protected with our specialist insurance
Your organisation faces unique risks linked to recovery work, peer support and outreach. We design insurance to match your activities rather than expecting you to fit a standard policy.
Get in touch to discuss your addiction support group, ask questions and request a no obligation quote for support and rehabilitation group insurance.
See what our clients say
They were able to provide cover for what we needed & unlike our previous insurer we did not need to buy a policy that covered several aspects we did not need. I would recommend them.
Wow! What can I say; absolutely fabulous service from Access where nothing was too much trouble. Courteous, responsive and extremely quick in setting up our non-profit group’s insurance.
We felt like lost sheep & not sure what we needed. We were very happy to be guided by their expertise. The staff were extremely helpful and very patient. We would highly recommend them. Excellent…
…it was critical that we had the right cover. Despite the lead time that was available to get the quote in, reviewed and agreed Access Insurance met this challenge head on.
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Your questions answered.
Yes. Most groups meet in hired venues that require evidence of public liability insurance. It also protects you if someone alleges they were injured because of your activities.
Employers’ liability is legally required for paid staff. Many policies also include volunteers, who are treated as unpaid employees. We will advise you on the best approach to protecting your volunteers.
If you run one-to-one sessions or home visits, abuse cover is an important consideration. We will discuss your activities in detail and recommend suitable cover for your group’s risks.
Yes. Outreach, home visiting and events can be covered – just tell us about the nature of your activities and plans you have so we can ensure you have the right level of cover.
Groups that support vulnerable people may face higher risks. Our team is experienced in these cases and will recommend suitable limits and cover types.
No. We guide you through the process, ask the right questions and make sure everything is explained clearly so you can arrange cover with confidence.