Our expert brokers understand the dedication required to preserve artifacts and historical buildings. We arrange insurance for voluntary groups involved in restoring everything from historic property and monuments to canals, steam engines and vintage machinery.
- Cover for practical repair work, restoration and maintenance work
- Protection for specialist tools, heavy machinery and historical assets
- Clear advice to help you understand your policy
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How can we help your Restoration Group?
Voluntary restoration projects involve unique risks, whether you are working at height on a heritage structure, operating machinery near water or managing public access to a site. We help you secure the right protection so your volunteers can work safely and effectively.
- Receive specialist advice and a no obligation quote
- Public liability for site based activities, work parties and open days
- Cover for groups working on canals, railways or listed buildings
- Policies that safeguard your trustees, leaders and volunteers
- Insurance for fundraising events, heritage tours and community workshops
We support a wide range of heritage and conservation organisations, including canal restoration groups, railway preservation societies, industrial heritage trusts, historic building restoration charities and volunteer led preservation projects. Whether your work involves maintaining waterways, restoring historic structures, preserving vintage machinery or protecting important community heritage assets, our team can help arrange insurance designed around the practical realities and risks of your activities.
Securing your Preservation and Heritage Work
Our fully advised service ensures your group has the specific protection required for the technical and physical nature of restoration. Whether you are a small local preservation society or a large canal trust, we arrange essential covers including:
Public Liability
This is vital for groups working on sites owned by others or where the public may be present. It provides protection if a third party is injured or their property is damaged during your restoration activities, such as brickwork repairs or towpath maintenance.
Employers’ Liability for Volunteers
Most restoration groups rely on a skilled volunteer workforce. While not always a legal requirement for unpaid staff, this cover is essential to protect your volunteers if they are injured while carrying out restoration duties for your organisation.
Heritage Building and Historic Assets
Protection for assets such as Whether your group owns, occupies or helps maintain a historic structure, we can arrange protection for heritage buildings, monuments and important historical assets. From listed buildings and canal infrastructure to vintage machinery and preserved equipment, we can help arrange cover against risks such as fire, flood, theft, accidental damage and vandalism, alongside the liability risks associated with ongoing restoration and maintenance work.
vehicles, sensory equipment, wheelchairs and lifting hoists against theft, loss or accidental damage.
Equipment and Contents Cover
Protection for the vital tools of your trade, from hand tools and scaffolding to heavy plant machinery and restoration equipment, against theft, loss or accidental damage.
Trustee and Management Liability
Protection for your group and those responsible for the governance of the group against claims of mismanagement or breach of duty.
Personal Accident
Given the physical risks associated with restoration work, this cover provides financial support if a volunteer or member suffers a serious injury whilst undertaking group activities.
See what they say
…it was critical that we had the right cover. Despite the lead time that was available to get the quote in, reviewed and agreed Access Insurance met this challenge head on.
They were able to provide cover for what we needed & unlike our previous insurer we did not need to buy a policy that covered several aspects we did not need. I would recommend them.
We felt like lost sheep & not sure what we needed. We were very happy to be guided by their expertise. The staff were extremely helpful and very patient. We would highly recommend them. Excellent…
Very responsive and answered questions politely and fully. Also very competitive pricing-important for a voluntary organisation!
Wow! What can I say; absolutely fabulous service from Access where nothing was too much trouble. Courteous, responsive and extremely quick in setting up our non-profit group’s insurance.
What types of cover do we provide
Our expert advisers work with you to create policies that meet your needs. Sometimes insurance can include common cover such as our public liability insurance for charity organisations. We also provide many other policies that will protect your assets, trustees, volunteers, supporters, participants and activities properly against the risks you face.
Public Liability Insurance
Public liability insurance for charities, sometimes referred to as charity liability insurance, ensures you are covered for claims as a result of injury or third-party property damage involving members of the public or other third parties, such as volunteers, due to your charity’s activities. We can provide charity public liability insurance for non-profit organisations and charities to cover these risks.
Staff Liability Insurance
It’s a legal requirement to have this policy in place if you have paid staff. You must also consider your volunteers’ safety and well-being. We design insurance that enables you to fulfil your duty of care for staff and volunteers.
Trustee Indemnity Insurance
Another popular cover is trustee indemnity insurance which protects people in positions of trust from claims made against them for mistakes or wrongful acts. This cover can also assist in legal costs associated with defending trustees and actions taken.
Professional Indemnity Insurance
To defend against claims for wrongful advice, errors or breach of care given for free or in exchange for payment.
Property and Contents Insurance
To properly protect your charity’s premises, infrastructure and physical assets in the case of theft or damage.
Cyber Insurance
To defend against the increasing risk of cyber-attacks, breaches and claims made regarding theft or loss of data.
and many more…
As specialist insurance brokers for charities, we can develop comprehensive policies to cover all the risks your organisation faces.
Why choose Access?
We have extensive experience in the heritage and voluntary sectors. Whether you are restoring a village monument, a vintage steam locomotive or a stretch of historic waterway, we provide the specialist knowledge and tailored policies you need.
If you would like to discuss the specific risks involved in your restoration project and the types of insurance required, please contact our team on 0333 344 7420. Our advisers are here to help you.
Your questions answered.
Yes, we can arrange policies that specifically include activities such as canal restoration or working on historic structures, provided the correct safety measures and risk assessments are in place.
Many landowners, such as canal and river Trusts or local authorities, will require a level of public liability cover to be in place. We can ensure your policy meets these specific requirements.
We provide specialist options for groups that own or are responsible for the structures they are restoring, including protection against fire, flood and accidental damage during the works.
We can include the use of specific equipment in your policy, such as excavators, mixers or power tools, as long as operators are suitably experienced and you have the right policies and procedures in place.
We can ensure your insurance extends to cover various public facing activities, from guided tours and exhibitions to community fundraising festivals and site visits.