Grant Making Organisation Insurance

Grant making organisations support communities and causes by funding projects, services and research. While many grant makers do not deliver frontline services, they can still face significant governance, operational and reputational risks.

Whether you are a charitable trust, foundation, corporate foundation, family trust, community foundation, or a grant making charity with staff and trustees, you may manage sensitive information, make complex funding decisions, and handle due diligence, monitoring and reporting. 

Risks can include disputes about funding decisions, allegations linked to governance or conflicts of interest, regulatory scrutiny, employment matters, and cyber incidents affecting applicant data.

At Access Insurance, we arrange tailored cover for grant making organisations, helping you protect trustees, staff and operations, meet governance expectations, and manage risk confidently.

Cover designed for grant making governance

  • – Protection for trustees and decision makers
    – Advice on the professional indemnity and trustee indemnity cover your grant making organisation might need
    – Clear, jargon free guidance from experienced brokers
    – Cover tailored for organisations handling sensitive applicant and beneficiary data

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Why should we insure our grant making organisation?

Grant making involves decisions about how funds are allocated, often in competitive or sensitive contexts. 

Even where your work is administrative, your organisation may be exposed to claims, complaints or investigations linked to how decisions are made and how information is handled.

Many grant makers also work with professional advisers, external assessors, or partner organisations, which can introduce additional contractual and liability considerations.

We offer a complete insurance review to our clients. Being trusted advisers of over 18,000 charities and community organisations including Homeless Link members, we help you get protected properly whilst only paying for the cover you need.

See what our clients say

Trusted by thousands of UK charities and support organisations

Access Insurance works with over 18,000 not-for-profits across the UK.

We understand governance and operational risks across the charity sector, and we will help you arrange cover that reflects how your grant making organisation operates.

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Please contact us on 0333 344 7420 to discuss your requirements

Our friendly advisers will be more than happy to review your current cover and build an insurance policy that protects you…

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Your questions answered.

Often, yes.

Even without frontline delivery, grant makers can face governance, regulatory, employment and data related risks. Trustee and management liability and data liability cover are common considerations.

For many organisations, yes.

Grant decisions, oversight of funds, regulatory responsibilities, and conflicts of interest can all lead to allegations against trustees or senior leaders. This cover can help protect individuals and the organisation itself.

Cyber and data liability cover can help with certain costs and support following an incident, subject to policy terms.

Insurers may also expect good practice such as access controls, secure storage, staff training, and appropriate retention policies.

If you host events, invite applicants onto premises, run conferences, or conduct site visits, Public Liability Insurance is often advisable and may be required by venues or partners.

Our advisers will need information about your organisation, who is involved in decision-making and the operations, as well as operational and financial details that insurers will want to know. We will also ask about the history of your organisation and committee members, such as any prior claims or investigations.