Our specialist brokers are dedicated to supporting organisations with a mission to protect the environment.
We can arrange insurance for many types of environmental group, including rewilding groups, litter picking teams, river and canal trusts, wildlife conservation charities, climate advocacy organisations, community gardening projects and environmental education groups.
- Specialist advice and cover for environmental support groups
- Protection for tools, specialised machinery and equipment
- Cover for groups working on third party land or in public spaces
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How can we help your Environmental Group?
Environmental organisations face a unique set of challenges, whether you are managing a community garden, cleaning up a canal or running educational workshops. We help you identify the specific risks associated with your activities.
- Gain expert advice and a no obligation quote
- Public liability for practical activities and community events
- Policies designed to protect your volunteers and leaders
- Cover for campaigning, research and environmental advocacy
Protecting your activities
Our fully advised service ensures your organisation has the correct protection for the diverse risks involved in environmental work. Whether you are a small group of local volunteers or a large scale conservation charity, we arrange essential covers including:
Public Liability
This is vital for groups working on public or private land. It provides protection if a member of the public is injured or their property is damaged during your activities.
Cover for Conservation Work and Habitat Restoration
Environmental groups are often involved in practical conservation activities such as tree planting, habitat restoration, invasive species control and maintaining public green spaces. We can help arrange cover for volunteer work parties, practical outdoor activities and the use of tools and machinery, while helping groups understand the importance of suitable risk assessments, supervision and training procedures.
Personal Accident
Given the physical nature of many environmental projects, this cover provides financial support if a volunteer or staff member suffers a serious injury while carrying out practical conservation work.
Employers’ Liability
Most environmental groups depend on a dedicated team of volunteers. This insurance is a legal requirement if you have employees and is highly recommended for protecting your volunteers if they are injured while supporting your project.
Equipment & Contents Cover
Protection for the assets that make your work possible, including hand tools, power machinery, gazebos and scientific monitoring equipment against theft, loss or damage.
Professional Indemnity for Environmental Campaigning
Important for groups providing expert advice, environmental surveys, consultancy, educational programmes or published research where an error, omission or allegation relating to your work could lead to financial loss or legal action. This can also be relevant for organisations involved in campaigning, public communications or advocacy activity where specialist guidance or published information forms part of your environmental work.
See what they say
…it was critical that we had the right cover. Despite the lead time that was available to get the quote in, reviewed and agreed Access Insurance met this challenge head on.
They were able to provide cover for what we needed & unlike our previous insurer we did not need to buy a policy that covered several aspects we did not need. I would recommend them.
We felt like lost sheep & not sure what we needed. We were very happy to be guided by their expertise. The staff were extremely helpful and very patient. We would highly recommend them. Excellent…
Very responsive and answered questions politely and fully. Also very competitive pricing-important for a voluntary organisation!
Wow! What can I say; absolutely fabulous service from Access where nothing was too much trouble. Courteous, responsive and extremely quick in setting up our non-profit group’s insurance.
What types of cover do we provide
Our expert advisers work with you to create policies that meet your needs. Sometimes insurance can include common cover such as our public liability insurance for charity organisations. We also provide many other policies that will protect your assets, trustees, volunteers, supporters, participants and activities properly against the risks you face.
Public Liability Insurance
Public liability insurance for charities, sometimes referred to as charity liability insurance, ensures you are covered for claims as a result of injury or third-party property damage involving members of the public or other third parties, such as volunteers, due to your charity’s activities. We can provide charity public liability insurance for non-profit organisations and charities to cover these risks.
Staff Liability Insurance
It’s a legal requirement to have this policy in place if you have paid staff. You must also consider your volunteers’ safety and well-being. We design insurance that enables you to fulfil your duty of care for staff and volunteers.
Trustee Indemnity Insurance
Another popular cover is trustee indemnity insurance which protects people in positions of trust from claims made against them for mistakes or wrongful acts. This cover can also assist in legal costs associated with defending trustees and actions taken.
Professional Indemnity Insurance
To defend against claims for wrongful advice, errors or breach of care given for free or in exchange for payment.
Property and Contents Insurance
To properly protect your charity’s premises, infrastructure and physical assets in the case of theft or damage.
Cyber Insurance
To defend against the increasing risk of cyber-attacks, breaches and claims made regarding theft or loss of data.
and many more…
As specialist insurance brokers for charities, we can develop comprehensive policies to cover all the risks your organisation faces.
Why choose Access?
We have a wealth of experience advising the third sector on risk and insurance, and have a genuine commitment to the sector. We’re proudly part of the Benefact Group – which means we are ultimately owned by a charity and all available profits go back to charities and good causes. The Group itself is committed to doing our part for our planet, including funding climate initiatives, decarbonising and influencing who we invest in. That’s why the Benefact Group are a member of ClimateWise, a voluntary industry initiative to drive climate responsibility and action.
We understand the practical realities of volunteer led environmental work, from organising community clean up projects and managing public events to overseeing conservation activities on third party land.
If you need assistance understanding the risks involved in your environmental activities and the types of insurance cover necessary, please call our team on 0333 344 7420. Our advisers are here to help you.
Your questions answered.
Yes, we can arrange policies that involve working in different environments such as beaches, rivers, canals or urban areas, ensuring your team is protected regardless of the location of your project.
While your insurance provides the financial protection, you should always ensure you have the correct permissions to work on land. We can provide the proof of cover often required by local authorities or private landowners.
Yes, we can discuss the use of specific equipment such as chainsaws, mowers or brush cutters, provided your volunteers are correctly trained and following safety protocols.
We can include cover for a wide range of promotional and fundraising activities, from stalls at local markets to larger festivals and educational events.
While many of our policies focus on UK based activities, we can discuss options for groups that undertake research or conservation work abroad.
Yes, we can help arrange cover for groups involved in litter picking, canal clean ups, beach cleans and wider environmental improvement projects, subject to the activities being declared and appropriate safety measures being followed.