Our insurance brokers are experts at arranging comprehensive cover for organisations that support individuals with physical, sensory or learning disabilities.
- Customised cover for your specific accessibility needs
- Only pay for the protection that matches your activities
- Jargon-free advice from specialists in the not-for-profit sector
Request a quote – it’s simpleStart your quote
How can we help your Disability Group?
Every disability organisation operates differently, from providing advocacy and advice to offering residential care or social clubs. We ensure you get the right protection quickly and easily.
- Receive expert guidance and a no obligation quote over the phone
- Public liability for community activities and workshops
- Specialist insurance for mobility equipment and sensory rooms
- Access to insurers who understand the needs of the disability sector
- Comprehensive policies that help safeguard your service users and staff
Supporting Inclusive and Accessible Services
Our fully-advised service, means our clients get the cover they need for the risks they face, whether that be groups that manage day centres, provide personal care or run inclusive sports programmes, we arrange covers such as:
Public Liability:
Essential protection if a member of the public or a service user is injured or their property is damaged during your activities or at your premises.
Professional Indemnity and Medical Malpractice:
Protection for your staff and volunteers if they are accused of negligence in providing care, therapy or specialised support services. This can be especially important if your charity works with hoists or other specialist equipment.
Specialised Equipment Cover:
Protection for assets such as adapted vehicles, sensory equipment, wheelchairs and lifting hoists against theft, loss or accidental damage.
Safeguarding and Abuse Cover:
Vital protection and support for your organisation in the event of allegations regarding the safety and wellbeing of vulnerable service users.
See what they say
…it was critical that we had the right cover. Despite the lead time that was available to get the quote in, reviewed and agreed Access Insurance met this challenge head on.
They were able to provide cover for what we needed & unlike our previous insurer we did not need to buy a policy that covered several aspects we did not need. I would recommend them.
We felt like lost sheep & not sure what we needed. We were very happy to be guided by their expertise. The staff were extremely helpful and very patient. We would highly recommend them. Excellent…
Very responsive and answered questions politely and fully. Also very competitive pricing-important for a voluntary organisation!
Wow! What can I say; absolutely fabulous service from Access where nothing was too much trouble. Courteous, responsive and extremely quick in setting up our non-profit group’s insurance.
What types of cover do we provide
Our expert advisers work with you to create policies that meet your needs. Sometimes insurance can include common cover such as our public liability insurance for charity organisations. We also provide many other policies that will protect your assets, trustees, volunteers, supporters, participants and activities properly against the risks you face.
Public Liability Insurance
Public liability insurance for charities, sometimes referred to as charity liability insurance, ensures you are covered for claims as a result of injury or third-party property damage involving members of the public or other third parties, such as volunteers, due to your charity’s activities. We can provide charity public liability insurance for non-profit organisations and charities to cover these risks.
Staff Liability Insurance
It’s a legal requirement to have this policy in place if you have paid staff. You must also consider your volunteers’ safety and well-being. We design insurance that enables you to fulfil your duty of care for staff and volunteers.
Trustee Indemnity Insurance
Another popular cover is trustee indemnity insurance which protects people in positions of trust from claims made against them for mistakes or wrongful acts. This cover can also assist in legal costs associated with defending trustees and actions taken.
Professional Indemnity Insurance
To defend against claims for wrongful advice, errors or breach of care given for free or in exchange for payment.
Property and Contents Insurance
To properly protect your charity’s premises, infrastructure and physical assets in the case of theft or damage.
Cyber Insurance
To defend against the increasing risk of cyber-attacks, breaches and claims made regarding theft or loss of data.
and many more…
As specialist insurance brokers for charities, we can develop comprehensive policies to cover all the risks your organisation faces.
Why choose Access?
We have extensive experience in the charity and community sector. Whether you are a small local peer-support group, a national advocacy charity or a provider of accessible transport services, we can help.
If you need help understanding the specific risks involved in supporting people with disabilities and the types of insurance cover you require, please contact us on 0333 344 7420.
Our specialist team of advisers are here to help you with everything from insurance for a single event to complex multi-site operations.
Your questions answered.
Yes, we can arrange policies that protect your staff, volunteers and service users during trips, outings and community-based activities, rather than just at your main office or centre.
We can provide specialist motor insurance for minibuses and vehicles that have been modified with lifts or ramps to ensure your transport services are fully protected.
If your group assists service users with personal care or medication, it is important to have cover in place such as medical malpractice or professional indemnity cover. We can ensure these risks are included in your policy.
We can include employers’ liability insurance that explicitly covers volunteers, ensuring they are protected if they are injured while supporting your organisation.
We can ensure your policy extends to cover various fundraising activities, from coffee mornings and sponsored walks to larger community festivals and gala dinners.