Community owned pubs have become an important part of rural life. Many have been saved by local people coming together to preserve an essential community asset.
Our specialist brokers understand the unique needs of community-owned pubs and social enterprises. We work with a range of insurers to help arrange cover that protects your premises, stock, volunteers, employees and customers.
We can arrange insurance for many types of community-owned businesses, including village shops, local centres and community-owned pubs.
Key Benefits:
– Work with a specialist broker, who is ultimately charity-owned as well as a member of Plunkett UK
– Cover tailored to your pub’s activities, premises and operations
– Expert guidance from brokers who understand community organisations
Request a quote – it’s simpleStart your community pub quote

How can we help your Community Pub?
Community pubs are often at the heart of local life, providing a valuable meeting place while supporting community cohesion and the local economy.
Whether you are rescuing a valued local pub from closure or maintaining a long-established community asset, we can help make sure you get the right protection for your people, the pub and its contents as well as the business.
- Buildings and contents cover
- Stock and equipment protection
- Cover for fixtures, fittings and furnishings
- Protection against fire, theft, flood and accidental damage
- Insurance against claims brought by staff, volunteers and members of the public
We offer a complete insurance review to our clients. Being trusted advisers of over 18,000 charities and community organisations including Homeless Link members, we help you get protected properly whilst only paying for the cover you need.
See what our clients say
Fantastic customer service, brilliant.
Good friendly service and supportive of our needs.
Professional organisation that supported us with a client led insurance service.
We have always had good support from Access on many occasions and it is great having a dedicated person to speak to who understands our needs.
Quick and helpful. Took the time to understand our business.
Why choose Access?
We understand that every community pub is different. Our team takes the time to understand your organisation, its activities and model of business.
As an independent broker, we work with a range of specialist insurers and can help you find cover tailored to your community pub’s requirements.
If you need assistance arranging community pub insurance, please call our team on 0333 344 7420. Our advisers are here to help you.

Please contact us on 0333 344 7420 to discuss your requirements
Our friendly advisers will be more than happy to review your current cover and build an insurance policy that protects you…
Your questions answered.
Community pub insurance is designed to protect community-owned pubs and social enterprises against a range of risks, including property damage, liability claims and loss or damage to stock and equipment.
Public liability insurance is strongly recommended for community pubs because it can provide protection if a visitor, customer or member of the public is injured or their property is damaged as a result of your activities.
Many community pubs rely on volunteers, and insurance policies such as employers’ liability can help protect you in the instance that a volunteer makes a claim against your business.
Insurance can be arranged for a wide range of community-owned pubs, including rural pubs, urban pubs, venues serving food and drink, and pubs that host entertainment or community events.
If your community pub employs staff, employers’ liability insurance is a legal requirement. Even if your organisation relies on volunteers, this is still an essential cover. Speak to our advisers if you are not sure on who is covered under an EL policy.

