How can we help?

Our insurance brokers are experts at arranging cover for community action groups and local volunteer networks.

  • Get tailored cover for your unique risks
  • Only pay for the cover you need
  • Jargon-free advice from experienced brokers

Access Insurance Feefo Reviews

Request a quote – it’s simpleStart today 

Two men in suits at the Access Refurbishment official opening, one holding a drink.

How can we help your Action Group?

Each community group we help has different needs. We will ensure you get the right cover quickly and easily.

  • Get free advice and a no obligation quote over the phone
  • No proposal or cover forms to fill in
  • Public liability cover for local events and activities
  • Protection for committee members and trustees
  • We negotiate with specialist insurers, always working on your behalf
  • Tailored policies, so you only pay for the cover you need

Grassroots Campaigns and Local Events

For groups that run local initiatives or organise community events, we provide advice around the activities your group does, so you can get the right cover, which could include cover for:

  • Community Events: Cover for street parties, local cleanups, fundraisers and public meetings held by your group.
  • Volunteer Protection: Employers’ liability insurance to protect the volunteers and members who make your activities possible.
  • Trustee Liability: Protection for the organisation and its committee members managing the community action group.

See what they say

What types of cover do we provide

Our expert advisers work with you to create policies that meet your needs. Sometimes insurance can include common cover such as our public liability insurance for charity organisations. We also provide many other policies that will protect your assets, trustees, volunteers, supporters, participants and activities properly against the risks you face.

Volunteers picking up trash, supporting charity.


Public Liability Insurance

Public liability insurance for charities, sometimes referred to as charity liability insurance, ensures you are covered for claims as a result of injury or third-party property damage involving members of the public or other third parties, such as volunteers, due to your charity’s activities. We can provide charity public liability insurance for non-profit organisations and charities to cover these risks.

Two smiling baristas in aprons at a cafe, possibly related to Charity Employers Liability.


Staff Liability Insurance

It’s a legal requirement to have this policy in place if you have paid staff. You must also consider your volunteers’ safety and well-being. We design insurance that enables you to fulfil your duty of care for staff and volunteers.

Group of professionals at a meeting, discussing charity trustee indemnity insurance.


Trustee Indemnity Insurance

Another popular cover is trustee indemnity insurance which protects people in positions of trust from claims made against them for mistakes or wrongful acts. This cover can also assist in legal costs associated with defending trustees and actions taken.

Professional Indemnity Insurance

To defend against claims for wrongful advice, errors or breach of care given for free or in exchange for payment.

Property and Contents Insurance

To properly protect your charity’s premises, infrastructure and physical assets in the case of theft or damage.

Cyber Insurance

To defend against the increasing risk of cyber-attacks, breaches and claims made regarding theft or loss of data.

and many more…

As specialist insurance brokers for charities, we can develop comprehensive policies to cover all the risks your organisation faces.

Volunteers in "Charity" shirts packing food donations, man holds clipboard.

Why choose Access?

We are experienced at arranging insurance for not-for-profit organisations. Whether you are a small neighbourhood watch, a local environmental campaign, or a larger community association, we can help.

If you need help understanding the risks you face and the types of insurance cover you require, please contact us on 0333 344 7420. Our specialist team of advisers are here to help you from a simple question to advice on a more complex range of covers.

Get a quote

Your questions answered.

It protects your organisation against claims for personal injury or property damage from the public, such as a member of the public tripping during a community cleanup or volunteering event. 

Cover can be included for community events such as street parties, litter picks, fundraising events, awareness campaigns, and public meetings. Protection is designed to respond if a member of the public is injured or their property is damaged.

It is strongly recommended. If your group relies on volunteers to run events or campaigns, we can include employers’ liability to ensure they are protected if they are injured while helping you. 

Volunteers of a community action group are generally treated as unpaid employees by insurance policies.

We can arrange cover for your owned or hired equipment, protecting against accidental damage, loss or theft while being used in the community or kept in storage.

It protects the group and its committee members or trustees if a claim is made against them for a wrongful act or error made while managing the group.

We can arrange policies that cover your group for activities taking place away from a regular meeting space, ensuring you are protected wherever your community action happens.