How can we help your Prayer Group?
Every prayer group operates in its own way, whether you meet in private homes, hire local community halls or organise larger public gatherings. We help you find the right level of protection so you can focus on your mission.
- Receive advice and a no obligation quote over the phone
- Public liability for meetings, worship and study groups
- Cover for groups that operate independently or as part of a network
- Policies that include protection for your leaders and volunteers
- Support for community outreach and spiritual retreats
Request a quote – it’s simpleStart your quote
Protecting your Fellowship and Ministry
- Public Liability: Protection for if a member of the public or a participant is injured or their property is damaged during your meetings or events. It is often a requirement when hiring external venues or community centres.
- Trustee and Management Liability: Protection for the group and its trustees/directors against claims of mismanagement or breach of duty.
- Employers’ Liability: Most faith groups will be volunteer led. This cover is highly recommended if you have volunteers, and essential if you have paid staff, to protect those who assist your organisation, ensuring they are covered if they suffer an injury while helping with your activities.
- Contents and Equipment Cover: Protection for items used during your gatherings, such as musical instruments, audio visual equipment and books, against theft or accidental damage.
- Professional Indemnity: A consideration for prayer groups that are providing other services such as counselling, chaplaincy or formal advice.
Our fully advised service ensures that your group receives the exact cover required for your specific risks.
Whether you are a small group or a growing prayer network, we arrange essential covers such as:

Why Choose Access Insurance
We have a deep understanding of the unique needs within the faith and charity sectors. Whether you are an informal local group, a national network or a provider of community-based prayer support, we provide the expertise you need.
If you would like to discuss the specific risks associated with your prayer group and the types of insurance required, please contact our team on 0333 344 7420.
Our advisers are ready to assist you with everything from insurance for a small weekly meeting to cover for major religious festivals.
See what they say
They exceeded our expectations and have saved the church hundreds of pounds with an even more extensive policy than our our previous Insurers, Very courteous and extremely helpful during all our communications – especially in telephone contact.
Their knowledge of our context was excellent, their speed of service was superb and their personal manner was brilliant.
Very efficient and professional. Their agent, was very patient and paid attention to details. He was able to find us an insurance that meets the needs of our organisation.
…they provided a competitive quote and were courteous, friendly and professional in dealing with our enquiry …on the basis of our experience so far would recommend them to others.
I had a really positive experience both through the enquiry process and the quotation process.
What types of cover do we provide?
We understand the variety of activities your prayer group may be involved in, whether it’s running weekly services, clubs, group and outreach events or other activities. With our specialist prayer group insurance coverage in place, we can help you continue your mission. Below are just some of the covers we offer.

Liability Insurance for Churches
As an organisation, your church faces certain liabilities. We can build policies with employers’ liability and public liability insurance and as well as cover for products and property owners.

Church Buildings Insurance
We can make sure your church buildings, halls, premises and contents are properly protected in the event of theft, fire, flood, vandalism and other unforeseen incidents. Cover can include buildings, fixtures, furnishings, equipment and musical instruments. We’ll ensure your policy is accurate and up to date, so you’re not left underinsured when it matters most.

Church Vehicle Insurance
If you run activities, trips, social work or church groups you may have cars or minibuses that require church vehicle insurance. We can easily add this in when you purchase a minibus or vehicle.
Money Insurance
Money kept at the home of a church official or in transit can be covered as well as loss by the dishonesty of church officials.
Personal Accidents Cover
For church workers accidentally injured while engaged in authorised church activities.
Insurance for Child Care Activities
For after school care, nursery schools, playgroups or clubs managed by the church.
Pastoral Care Cover
For negligence in rendering pastoral care for injury to the public or damage to their property.
Publisher’s Indemnity
As well as trustee indemnity insurance, we can also offer churhes indemnity insurance for libel, slander, infringement of trademark etc. arising from official church publications.
and many more…
We’ll help you get the policies that are needed to manage the risks you face as a church such as loss of income, legal expenses and liabilities.

Join thousands who are protected with our church insurance
Your prayer group has a unique set of risks – get insurance designed to match. Insurance for churches, fellowships, groups and connected organisations.
Your questions answered.
Yes, we can arrange policies that extend protection to activities held in private residences, which is often not covered by standard home insurance policies.
Most venues will require you to have your own public liability insurance in place before they allow you to use their facilities for your meetings or events.
We can include cover that specifically protects volunteers, ensuring the group is defended if a volunteer is injured as a result of carrying out group activities.
We provide advice and arrange cover whether you have regular weekly meetings or organise special events such as conferences, retreats or community outreach days.
We can arrange cover for portable equipment, ensuring your instruments or electronics are protected whether they are kept at a members home or used at a rented venue.

