Most charities and non-profit groups realise it’s prudent to have public liability insurance in place even though, in most instances, it’s not required by law. But when it comes to employers liability; which organisations need to consider taking out this cover?
Each one of our clients is different. Different aims, purpose, activities and situations make each organisation unique. But when it comes to insurance the Financial Services Authority (FCA) have only two classifications: ‘retail’ or ‘commercial customer’.